Drone insurance in the EU

Insurance appears in A1/A3 and A2 exams and in client contracts — understand both layers.

1. Legal minimum vs client demand

Law may set a floor; clients often require higher limits and named insured parties.

2. What policies should cover

Third-party injury/property damage; consider equipment and professional indemnity for data/processing work.

3. Exam angles

Questions test when insurance is required, documentation duties and reporting after incidents.

4. Operational proof

Keep certificate PDFs accessible on site; align insured operations with your declared category (A2/STS).

5. After an incident

Preserve logs, notify insurer and authorities as required — procedures overlap with STS training.