Drone insurance — what you need to know

In the Open category insurance is not always mandatory for hobbyists, but commercial clients almost always require it. This guide explains when you need cover and typical limits.

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Is it mandatory?

  • Hobby Open category — not always mandatory, but recommended
  • Commercial work — clients usually require proof
  • Specific/STS — often mandatory under your declaration

Coverage limits

  • Hobby / simple RE: €250k–500k
  • Commercial urban: €500k–1M
  • Inspection / energy: €1M–2M

At a glance

AreaBasePro
HobbyNAA registrationInsurance ~€50–150/yr
  • 9 de 10 estudiantes activos aprueban
  • Formato de examen estilo NAA
  • Sin suscripción — acceso de una sola vez

FAQ

No — licence is competency, insurance is financial protection.
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Drone insurance EU 2026 — mandatory or optional? | A2STS